Business Member Resources
COVID-19 RETURN TO WORK POLICY
Island Businesses Encouraged to Adopt
Workforce Policy Regarding COVID-19 and Travel
At the recommendation of Avalon Mayor Ann Marshall, Catalina Island Businesses are encouraged to adopt a COVID-19 related return to work policy regarding out of area/country travel, that will protect fellow workers and the community as a whole from pandemic spread. Click here to find the City of Avalon's recently implemented policy from which you may implement similar protections in your place of business. Note that the policy shared here may not be in compliance with the ever changing and evolving best practices and/or OSHA rules.
NEW: PPP Rule Change to Benefit Small Businesses
A temporary, two-week rule change will benefit businesses with fewer than 20 employees and sole proprietors. Starting Wednesday, February 24 the Small Business Administration will only accept applications from qualifying small businesses for forgivable PPP loans. President Biden also announced additional program changes to make access to PPP loans more equitable.
The changes are designed to make it easier for businesses with no employees — sole proprietors, independent contractors, and self-employed people such as house cleaners and personal care providers — that previously could not qualify because of business cost deductions. Read more.
The Barstool Fund
If you are a small business owner in need of help due to the impacts of COVID, you can submit your application at: TheBarstoolFund.com/apply
Note: You still have to be paying your employees to qualify for The Barstool Fund
If you are able to help, you can make a tax deductible contribution to support small businesses by clicking “Contribute to the Fund" on The Barstool home page. You can also support small businesses by purchasing one of their shirts. 100% of the net proceeds will go towards supporting small businesses.
Shuttered Venue Operators Grant
The Shuttered Venue Operators (SVO) Grant program includes $15 billion in grants to shuttered venues, to be administered by the SBA’s Office of Disaster Assistance.
Eligible applicants may qualify for SVO Grants equal to 45% of their gross earned revenue, with the maximum amount available for a single grant award of $10 million.
$2 billion is reserved for eligible applications with up to 50 full-time employees.
Who can apply: Live venue operators or promoters, Theatrical producers, Live performing arts organization operators, Relevant museum operators, zoos and aquariums who meet specific criteria, Motion picture theater operators, Talent representatives.
Other requirements of note:
Must have been in operation as of February 29, 2020
Venue or promoter must not have received a PPP loan on or after December 27, 2020
The SBA is not accepting applications just yet but you can read more about the program here.
Paycheck Protection Program (PPP) is OPEN
SBA is currently offering:
- PPP First Draw Loans for first time program participants through select lenders
- PPP Second Draw Loans began January 13, 2021 for certain businesses who have previously received a PPP loan.
U.S. Bank is now accepting Protection Program (PPP) loan applications through March 31 or until funds run out, whichever comes first. More information including the digital application link is available through our online portal at usbank.com/ppp. The digital process will guide you through the application. As a reminder, there is no need to fill out a paper application for First or Second Draw loans.
California Rebuilding Fund Recovery Loans
- Businesses who employed 50 or less full-time equivalent employees and had gross revenues of less than $2.5 million or below in 2019 are eligible to apply.
- Not associated with the federal Paycheck Protection Program (PPP) or any other SBA program; the loans are not forgivable in part or whole.
- Learn more and apply
FOUND/LA Small Business Recovery Fund - Round 3 Now Open
Applications for Round 3 of the FOUND/LA Small Business Recovery Fund are now open. Grant sizes range from $5,000 to $25,000.
Applications close this Sunday, February 21, 2021 at 11:59 pm.
Learn More & Apply Here
Please note: Round 4 application window opens Monday, March 15, 2021 at 9:00am and closes Sunday, March 21, 2021 at 11:59pm.
NEW: SMALL BUSINESS CA GRANT RELIEF PROGRAM
Four New Funding Rounds Announced
California’s Office of the Small Business Advocate (CalOSBA), part of the Governor’s Office of Business and Economic Development (GO-Biz), announced on Wednesday, March 3 (read press release) four new funding rounds for the California Small Business COVID-19 Relief Grant Program following Governor Gavin Newsom signing into law a comprehensive package of immediate actions that speeds much-needed relief to individuals, families, and businesses suffering the most significant economic hardship due to COVID-19.
Guided by a principle of equity, the Program provides a crucial financial lifeline to traditionally underserved small businesses and non-profits. In its first two funding rounds, the Program selected just over 40,000 small businesses and non-profits to receive approximately $500 million in grant funding. More than 350,000 small businesses and non-profits applied in a competitive process, with funding requests totaling more than $4.5 billion. Additional preliminary data can be found here.
The recently signed package provides $2.075 billion – a four-fold increase to that initial $500 million – for grants up to $25,000 for small businesses impacted by the pandemic. The new package also includes a $50 million allocation for non-profit cultural institutions. Four competitive funding rounds will be conducted by CalOSBA’s selected intermediary, Lendistry. Additional information can be found at CAReliefGrant.com.
New Funding Rounds:
Round 3 (waitlisted applicants from Rounds 1 and 2): Friday, March 5th through Thursday, March 11th, 2021
- Eligible applicants: This is a closed round and only available to eligible applicants who were waitlisted in Rounds 1 and 2 – only existing applicants will be selected. If you were waitlisted, you do not need to reapply.
- Eligible grant award: $5,000 to $25,000
- Details: This is a closed funding round; no new applications will be accepted
Round 4 (non-profit cultural institutions only): Tuesday, March 16th through Tuesday, March 23rd, 2021
- Eligible applicants: Only non-profit cultural institutions with any revenue size that meet eligibility criteria found at CAReliefGrant.com
- Eligible grant award: $5,000 - $25,000
- Details: Eligible non-profit cultural institutions must complete a new application even if they already applied in Rounds 1 and 2; grants will only be available to non-profits cultural institutions that did not receive funding in Rounds 1, 2 or 3; grants will be prioritized based on the documented percentage revenue declines based on a reporting period comparing Q2 and Q3 of 2020 versus Q2 and Q3 of 2019
Round 5: Thursday, March 25th through Wednesday, March 31st
- Eligible applicants: current waitlisted small businesses and non-profits not selected in Rounds 1, 2, or 3 and new applicants that meet eligibility criteria found at CAReliefGrant.com
- Eligible grant award: $5,000 - $25,000
- Details: Applicants not selected to receive a grant in Rounds 1, 2, & 3 do not need to reapply as they will be automatically moved into Round 5. New applicants will need to apply at CAReliefGrant.com
Round 6: Date to be announced soon
- Eligible applicants: current waitlisted small businesses and/or non-profits not selected in Rounds 1, 2, 3, 4 or 5 and new applicants that meet eligibility criteria found at CAReliefGrant.com
- Eligible grant award: $5,000 - $25,000
- Details: Applicants not selected to receive a grant in Rounds 1, 2, 3 & 5 do not need to re-apply and will be automatically moved into Round 6. New applicants will need to apply at CAReliefGrant.com
Reminder: LICENSE FEE WAVIERS
- The Legislature also passed SB 94, which authorizes the state Department of Alcoholic Beverage Control to waive two years of fees ranging from $455 to $1,235 for certain restaurants and bars.
- For information about which license types are eligible for the renewal fee waiver, visit the California Department of Alcoholic Beverage Control website.
- The bill also provides fee relief for barbering and cosmetology individuals and businesses licensed through the Department of Consumer Affairs.
- For information about fee relief, download this attachment from the California Board of Barbering and Cosmetology.
Information from https://covid19.ca.gov/business-and-employers/, outlined below:
California and the federal government are providing broad assistance to small businesses and employers impacted by COVID-19. This includes:
- Tax relief, including deferrals and credits
- Providing capital to the California Rebuilding Fund to support small business loans
- $50 million in state funding for the Small Business Disaster Relief Loan Guarantee Program and $50 million for the Small Business Loan Guarantee Program via IBank to provide loans to underserved small businesses
- Small Business Debt Relief for existing Small Business Administration (SBA) borrowers
- Federal small business stimulus programs like Paycheck Protection Program and Economic Injury Disaster Loans
- State-supported small business centers that provide direct assistance from a local advisor
- Authorization for local governments to halt evictions for commercial renters
Employer policies and resources
As California reopens, every business will need to create a safer, low-risk environment. If you own or manage a business, follow the employer playbook to help plan and prepare your business for reopening. And follow the industry-specific guidance that applies to your business to protect your workers and customers.
As workplaces reopen, employees will need both childcare support and workplace flexibility. It’s also important that employees with COVID-19 know they should stay home. Your sick leave policies need to support that. See more information on:
- Government programs supporting COVID-19 sick leave and workers’ compensation
- Family friendly practices for employers (PDF)
- Support for working families (PDF)
- Find childcare
The U.S. Small Business Administration is accepting new applications to the Economic Injury Disaster Loan (EIDL) from all eligible businesses. Visit U.S. SBA’s Disaster Loan Applications website for more information. The U.S. SBA will continue to process EIDL Loan applications already submitted on a first-come, first-served basis.
Small businesses may get reimbursed for paid leave costs related to COVID-19. This funding is available for businesses with fewer than 500 employees. Employers can receive a credit for wages paid for such leave between April 1 and December 31, 2020. Visit Paid Leave under the Families First Coronavirus Response Act (FFCRA) for more information. Also check frequently asked questions about tax credit reimbursement for paid leave.
Financial and technical assistance for small businesses
Labor and workforce support for businesses
- Check EDD’s resources for employers for information about workplace health and safety guidelines, reduced work hours, potential closure or layoffs, California WARN Act requirements, and tax assistance.
- Visit the California Labor and Workforce Development Agency’s employer resources and assistance.
- Check the California Department of Fair Employment and Housing’s information about COVID-19 infection in the workplace.
- For information about recording and reporting requirements for COVID-19 infection, check the frequently asked questions provided by the CA Department of Industrial Relations.